The assumption is that bareboat is the budget option and crewed is the luxury one. That’s only true for small groups. Past a certain party size the gap narrows sharply, and crewed can work out cheaper per person than bareboat-plus-skipper.
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The three options
| Type | You get | You need |
|---|---|---|
| Bareboat | The boat, nothing else | A valid licence and real experience |
| Skippered | Boat + professional skipper | Nothing — they sail, you don’t |
| Crewed | Boat + skipper + hostess/cook | Nothing. Meals and cleaning handled |
| Flotilla | Your own boat, sailing in a guided group | A licence, but a lead boat is always nearby |
The maths
A 45ft catamaran in shoulder season, one week. Skipper €1,200, hostess €1,100.
| Party | Bareboat pp | Skippered pp | Crewed pp |
|---|---|---|---|
| 2 people | €2,250 | €2,850 | €3,400 |
| 4 people | €1,125 | €1,425 | €1,700 |
| 6 people | €750 | €950 | €1,133 |
| 8 people | €563 | €713 | €850 |
Based on a €4,500 boat. Read the last row: at eight people a fully crewed charter costs €850 each — less than a mid-range hotel week, with a chef included.
The gap between bareboat and crewed is €1,150pp for a couple. At eight people it’s €287. Crewed stops being a luxury decision and becomes a convenience one.
Who each suits
Bareboat
Right if you hold a licence, have handled a similar boat, and want total freedom. You’re responsible for navigation, weather calls, mooring and the deposit. Mediterranean mooring in a crosswind with an audience is the part people underestimate.
Skippered — the default most people should pick
The best value option for most first-timers. You get local knowledge, someone who knows which bays are sheltered, and you can learn as much or as little as you like. Nobody spends the week anxious about the weather forecast.
One practical note: the skipper occupies a cabin unless the boat has a dedicated crew berth. On a 4-cabin boat that leaves 3 for you.
Crewed
Worth it at six-plus people, or for special occasions. Meals cooked, boat cleaned, no provisioning shop on day one. For families with young children the hostess is often the difference between a holiday and a week of work.
Flotilla
The overlooked option. You sail your own boat but within a group led by a professional, with a set route and support on call. It’s how a lot of people make the jump from skippered to bareboat — genuinely the best confidence-builder if you’re newly qualified.
👉 Compare bareboat, skippered and crewed charters
Choosing quickly
- No licence: skippered. Not a compromise — the right choice.
- Licence, first Med charter: flotilla.
- Licence and experience: bareboat.
- Six or more people: price crewed. The per-person gap is small.
- Young kids aboard: crewed, or skippered with a hostess.
Before booking, read what a Croatia charter really costs — skipper and marina fees are the two costs that most often blow a charter budget.
Compare yacht charters
Prices for the same room or ticket often differ between these. Some links may earn us a commission at no extra cost to you.
Frequently asked questions
Is a crewed charter only for wealthy travellers?
No. At eight people a crewed charter works out around €850 each for a week including a chef — less than a mid-range hotel week.
Does the skipper take one of our cabins?
Usually yes, unless the boat has a dedicated crew berth. On a four-cabin yacht that leaves three for your group, so factor it into the boat size.
What’s a flotilla charter?
You sail your own boat within a group led by a professional, on a set route with support on call. It’s the best bridge between skippered and bareboat.
How many people can a charter yacht take?
Most 40–50ft boats sleep 6–10. Beyond that you need two vessels, and the per-person economics reset.
About the author
Born and raised in the Middle East, I’ve spent most of my adult life travelling — more than 40 countries so far. I write these guides the way I’d explain them to a friend: real prices, honest opinions, and a straight answer when the cheaper option is the better one. I don’t sell tours or own hotels, which is why I can tell you what the operators won’t.





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